Goldendoodle Breeder NY | Goldendoodle Puppies NY | Mini Sheepadoodle Puppies | Doodles by River Valley | Doodle Puppies
QUALITY GOLDENDOODLE & SHEEPADOODLE PUPPIES & INFORMATION
  • Welcome!
  • AVAILABLE PUPPIES
    • Not Booking beyond March/April 2021 yet
    • Mini Goldendoodles Wait List for expected to be ready March or April 2021
  • NEW PUPPY SUPPLY SHOPPING LIST
  • Process, Apply, & Pricing
  • Puppy Training Camp
  • OUR STORE - Dog leashes and Puppy Items
  • Caring for Your Doodle Puppy
    • Goldendoodle Puppy Tips
    • Caring for your Goldendoodle puppy
    • Recommended Puppy Training Books
    • 7 Common Puppy Problems and 2 Easy Ways to Help Each
    • Potty Training Your Puppy
    • Crate Training Your Puppy
    • Socialize Your Puppy
    • How I feel about personality testing puppies
    • Leash Training Your Puppy
    • Games to Play with your Puppy
    • Training Your Dog to SIT
    • How To Train Your Puppy to Come When Called
    • Stop Jumping Up - Tips
    • Puppy Training Using Treats (or not)
    • Thunderstorm or Loud Noise Fear - Helping Your Dog
    • Dog Ear Infections - How to Identify, Prevent, and Treat
    • Dog Food Research
  • Information About Goldendoodles
    • Why Choose a Goldendoodle Puppy?
    • Goldendoodle Size Questions
  • FULLY RESERVED PUPPY LISTS
    • Ginger Rita x Arthur, Petite sized Goldendoodle Puppies, Ready 2/20/21
    • Gemma x Arthur, Mini Goldendoodles, Ready 2/20/21
    • Rue x Arthur, Mini Goldendoodles Ready 3/13/21
  • PAST PUPPIES | TOO LATE, THESE CUTIES ARE GONE
    • Carmello x Cody, Mini Goldendoodles, Ready 1/9/21
    • Jasmine x Finnigan, Mini Goldendoodles, Ready 12/24/20
    • Jill x Arthur, Petite Goldendoodles, Ready 12/24
    • Tater x Finnigan, Mini Goldendoodles Ready 9/26/20
    • Pearl x Cody, F1 Mini Goldendoodle, Ready 9/19/20
    • Onyx x Sir Charles, Standard F1 Goldendoodles, Ready 9/19/20
    • Ziva x Cody, Mini F1 Goldendoodles, Ready 9/12/20
    • Shelby x Arthur, Petite Mini Goldendoodles, Ready 9/5 & 9/6
    • Zora x Cody, Mini F1 Goldendoodles, Ready 9/5/20
    • Mae x Arthur, Mini Goldendoodle Puppies, Ready 8/22/2020
    • Roxy x Finnigan, Mini Goldendoodles, Ready 8/15/2020
    • Ruby x Cody, Mini Goldendoodle Puppies, Ready 5/2/2020
    • Jasmine x Finnigan, Mini Goldendoodle Puppies, Ready 5/2/2020
  • Why Us?
  • About Us - Breeder Experience
  • Stories from Our Puppy Owners
    • Tales of a Doodle Daddy - Final Recap
    • Tales of a Doodle Daddy - Traveling Tips
    • Tales of a Doodle Daddy, First 2 Months
    • Tales of a Doodle Daddy, First Year
    • Tales from Elle and Mordy
  • Potty Training in the City
  • Health Insurance for Dogs
  • Puppy Owner Testimonials
  • Puppy Owner Updates
  • RVD Pups on Instagram
  • River Valley Goldendoodle Blog
  • Guardian Home Opportunities
  • Providers We Like
  • Just For Fun
  • Sign up for Updates
  • Privacy Policy and Other Disclosures
    • Gallery

Health Insurance for your Puppy

PLEASE NOTE:  we are able to offer new RVD puppy owners 30 days free pet insurance with Trupanion.  There is an online form with a code that needs done within 24 hours of you getting your puppy (24 hour before or 24 hours after).  


We have learned that puppies get into quite a bit of trouble and it is highly recommended that every new puppy owner obtain pet health insurance on their puppy/dog.    

Ten years ago, when I worked at a vet's office, we would not recommend it because the insurance companies were terrible at reimbursing people.  Times have changed and competition has forced everyone to offer better value and service.   

Vet costs vary across the country.   If you live in an urban area - especially, NYC, CT, NJ, Long Island - you are surely best served obtaining health insurance for your puppy.  

We have discovered that an eye surgery that would have cost in the Finger Lakes region of NYS $400, cost an owner $3500 in NYC.   A treatment of pneumonia, requiring X-rays and antibiotics, was $2000 in NYC (would have cost around $400 in upstate).   Spays and neuters are $600-$1000 in NYC/NJ/CT.   They cost us in Finger Lakes, $250.  A surgery to remove a toy that was swallowed in NJ area cost someone almost $3000!   

How does puppy health insurance work?   It is a monthly fee, approximately $25-$100 (most people average around $37 a month, but NJ, NYC, and CT will be around $90), depending on your area, the coverage and deductible you choose -- you are reimbursed after you send in the vet bills.   Our owners have reported that they are quite speedy at sending checks out.  

We have surveyed our puppy owners, and the recommendations are (we do not get anything from these companies, such as a referral fee, we are just helping out as this is a hot topic, and frequently asked about):

Healthy PawsHealthy Paws Pet Insurance P.O. Box 50034 Bellevue, WA 98015
(800) 453-4054
http://www.healthypawspetinsurance.com/

​Trupanion --- 907 NW Ballard Way Seattle, WA 98107
1-800-569-7913
http://trupanion.com/

NO LONGER RECOMMENDED - VPI (now Nationwide) -  it is a bit more costly than the others, but it also covers annuals and exams.  No longer recommended because they gave one of our RVD puppy owners the run around about whether they cover different instances of parasites - they said they won't cover.   Ridiculous policy in our opinion.  

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